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The Hidden Dangers of Federal Pacific Stab Lok Electric Panels

Writer's picture: Omar CruzOmar Cruz


Once a staple in many homes from the 1950s to the 1980s, Federal Pacific Stab Lok electric panels are now known to be a significant safety risk. Here’s a deep dive into what makes these panels hazardous and what you can do about it. 

Federal Pacific Stab-Lok Electric Panel
Federal Pacific Stab-Lok Electric Panel

Understanding Federal Pacific Stab Lok Panels 

Manufactured by Federal Pacific Electric Co., these panels feature unique "Stab Lok" breakers that snap into place. Initially hailed for their affordability, they've now become infamous for their flaws. 


The Danger Factor 

The primary concern with Stab Lok panels lies in their breakers' failure to trip during overloads or short circuits. This malfunction can result in overheated wiring, melted insulation, and even house fires. Tests have consistently shown that a worrying number of these breakers do not trip as they should, posing a serious risk. 


Legal and Safety Issues 

In 2005, a New Jersey court found Federal Pacific guilty of fraud, acknowledging that the company sold breakers that didn't adhere to safety standards. Despite this ruling, there hasn't been a nationwide mandate to replace these panels. 


Electric Panel Evaluation
Have Panel Evaluated by an Certified Electrician

Action Steps 

If your home is equipped with a Federal Pacific Stab Lok panel, it’s strongly advised to upgrade to a modern, safer alternative. Contact a certified electrician to inspect and replace your panel. 








How this Panel Affect Homeowner Insurance in a 4- Point Inspection

Insurance companies often require homes to have up-to-date and safe electrical systems. If your home has a Federal Pacific Stab Lok panel, it could be flagged during a wind mitigation inspection, potentially leading to higher insurance premiums or even denial of coverage until the panel is replaced.


Conclusion 

Though they were once commonplace, the safety risks associated with Federal Pacific Stab Lok panels are too great to ignore.


Prioritizing the safety of your home's electrical system is crucial for peace of mind. 

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